Union Home Mortgage Vickie Phillips

Union Home Mortgage is a full-service retail lender headquartered in Chattanooga, TN, with a network of branches across the country. They specialize in home purchase financing—through conventional, FHA, VA and USDA loans—as well as new-construction, renovation and both rate-and-term and cash-out refinancing. Backed by experienced local loan officers, UHM offers personalized guidance at every step, helping buyers and homeowners navigate the complexities of securing the right mortgage solution.